Introduction
These Terms and Conditions govern your use of Qover Insurance, a customer contact and insurance matching service operated by VALCOR GROUP LLC. By using this website, requesting contact, or communicating with Qover Insurance, you agree to these terms.
Qover Insurance is not an insurance carrier. Insurance products, availability, pricing, eligibility, and coverage are subject to carrier underwriting, plan terms, and applicable law.
Use of the Service
You agree to provide accurate information when requesting insurance-related assistance. You may not use the service for unlawful, fraudulent, abusive, or automated activity.
Submitting a request does not guarantee that an insurance product, appointment, quote, or policy will be available.
Insurance Matching and Communications
When you request assistance, Qover Insurance may contact you about your insurance request, appointments, quote or application follow-ups, policy or account updates, and customer support. We may share relevant contact and request information with a matched licensed insurance agent solely to respond to your request and provide insurance-related services.
Your SMS opt-in data and messaging consent are not sold, rented, or shared with third parties or affiliates for marketing or promotional purposes.
SMS Terms
By checking the optional SMS consent box on our registration form, or by verbally agreeing to receive text messages from Qover Insurance, you agree to receive SMS messages from Qover Insurance related to your insurance request, appointments, quote or application follow-ups, policy or account updates, and customer support.
- Message frequency varies.
- Message and data rates may apply.
- Reply STOP to opt out of SMS messages at any time.
- Reply HELP for help at any time.
- Consent to receive text messages is not a condition of purchase.
After you reply STOP, we may send one confirmation message and then stop sending SMS messages unless you opt in again. For support, reply HELP, call +1 (786) 551-9435, or email hello@qoverinsurance.com.
We do not share, sell, rent, or disclose your mobile phone number, SMS opt-in data, or messaging consent with third parties or affiliates for marketing or promotional purposes.
Privacy
Our collection and use of personal information is described in our Privacy Policy.
Changes to These Terms
We may update these Terms and Conditions from time to time. Updates will be posted on this page with a revised last updated date.